What Users Say About...

My experience with the program so far

I was first introduced to Income Marketplace via a podcast about P2P lending. P2P (peer-to-peer) lending simply means that you lend money and earn interest. It is a relatively low risk and high yield investment compared to other types of investments.

Income Marketplace lets you take control over these investments by creating your own strategy. Choose the loan originator, the maximum amount to put into a single loan, the interest rate (from 7% up to 15%), remaining term, loan type and even the country. This way you have a fine-grained control over your investment. You can even have multiple different strategies. If you don't know how to begin, just use one of their templates.

Whenever it comes to investing money I weigh the risks. Regarding Income Marketplace there is a very good (and as far as I am on the platform) working solution named "Buyback Obligation (BO)". What it means is all loans come with a buyback obligation: whenever a borrower is late with payments for more than 60 days the loan originator buys back the loan from you and you receive the full principal and interest. I have had some loans default and the BO always worked as it should.

What I Like

• Easy to use interface - both web and app
• Safe and secure investment for passive income
• Fine-grained control over your investment strategies
• Cashflow visualization
• Portfolio overview
• No withdrawal fees (actually no fees at all! )
• Telegram group for direct contact and support
• E-Mail support is very friendly
• Buyback obligation
• Biometric authentication for mobile app

What I Dislike

• The Android app seems to have a flaw. Even though I open it pretty often, every month or so I get logged out and must enter my credentials again. Normally I use biometric identification so I don't have to type my password every time I log in

Final Verdict

I started with only a few Euros and as all my initial doubts were settled, I deposited more. P2P lending via Income Marketplace really is a safe way to earn constantly. I highly recommend you checking it out.